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Run the City: Orlando Marathons for November 2021 | Elite Florida
On your mark! Get set! Go! Looking for something fun, active, and family-friendly to do this month? Why not try your luck at a marathon or a half marathon? Greater Orlando is home to various areas hosting marathons and virtual events! Here are a few notable mentions.
Disney Wine & Dine Half Marathon Weekend
November 4-7, 2021
The 2021 Disney Wine & Dine Half Marathon Weekend is BACK with a new, wickedly delicious location. Your favorite villains you love are taking over Walt Disney World Resort! Not only will you be able to experience some ghoulish fun at The Start of The World's Most Magical Celebration, but also you can enjoy their Two-Course Challenge that guarantees runners an extra pep in their step on race day. Complete this Walt Disney World marathon and a medal is given out to participants for all divisions (5K/10K). So...
Is Getting a Home Mortgage Still Too Difficult?
There is no doubt that mortgage credit availability is expanding, meaning it is easier to finance a home today than it was last year. However, the mortgage market is still much tighter than it was prior to the housing boom and bust experienced between 2003 - 2006.
The Housing Financing Policy Center at the Urban Institute just released data revealing two reasons for the current exceptionally high credit standards:
- Additional restrictions lenders put on borrowing because of concerns that they will be forced to repurchase failed loans from the government-sponsored enterprises or Federal Housing Administration (FHA).
- The concern about potential litigation...
3 Questions to Ask Before Buying Your Dream Home
If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.
Ask yourself the following 3 questions to help determine if now is actually a good time for you to buy in today’s market.
1. Why am I buying a home in the first place?
This truly is the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, the reason has nothing to do with money.
For example, a recent survey by Braun showed that over 75% of parents...
Selling in the Winter Attracts Serious Buyers
A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly the sale will close.
It’s no surprise that listing a home for sale during the spring saw the largest return, as the spring is traditionally the busiest month for real estate. What is surprising, though, is that listing during the winter came in second!
“Among spring listings, 18.7 percent of homes fetched above asking, with winter...
Have You Saved Enough for Closing Costs?
There are many potential homebuyers, and even sellers, who believe that they need at least a 20% down payment in order to buy a home or move on to their next home. Time after time, we have dispelled this myth by showing that many loan programs allow you to put down as little as 3% (or 0% with a VA loan).
If you have saved up your down payment and are ready to start your home search, one other piece of the puzzle is to make sure that you have saved enough for your closing costs.
Freddie Mac defines closing costs as:
“Closing costs, also called settlement fees, will need to be paid when you obtain a mortgage. These are fees charged...